Fair question. I’m an engineer, not an accountant or finance manager. Why would I start a finance blog? The main reason is because personal finance is the crux of personal freedom and living comfortably. I realized a while ago that you need more than just a steady income to figure things out and live a comfortable life in this world, particularly with the shifting tides of the economy.
The unfortunate truth is that we live in a very volatile world, particularly in regards to the economy. I’m not even 30 years old yet, but I have lived through some of the worst recessions in recent history, and I’ve been impacted personally by the changing job market. This volatility has made personal finance ever more important.
If you go on Pinterest or through a number of blogs, you’ll realize that people everywhere are trying to figure out their own financial obligations and abilities. Envelope tricks and budgeting plans are floating through cyberspace faster than pretty much everything. And what’s even worse is the times you see some young Disney Channel star or Youtuber who has found their way to massive fortune before they graduated high school. You sit there with your envelopes while they’re on a cruise around Hawaii.
My goal is to find my way out of the cycle of working a 9-to-5 job and stressing about a budget when I get home, even though I live modestly and have a decent paying job. Even when you have your personal, daily budget figured out, you have to worry about 401k and future earnings, hoping that your interest rates will hold up as the economy treads on shakily.
I want to seize control of my own financial journey, and I want to share my steps with you. I’ve already started on many of the steps, but trust me it’s painstaking and time consuming. This blog is a chronicle to my efforts and hopefully a guide to you, as well as an encouragement. I believe it’s truly possible for anyone to establish themselves financially with enough knowledge and determination. I’m not trying to be Andrew Carnegie and obtain more money than Congress itself, nor am I obsessed with the American dream. I am, however, concerned with ensuring that I will always have financial stability and will be able to leave a solid foundation for my children, regardless of the economy around me.
I have decided that I don’t want to depend on anyone else for my financial stability, be that an employer or a client or a government official. I have decided that I want to pursue wealth that will be stable in any economy.
In this blog, I’ll try to answer all of your questions, about any financial subject I can muster, no matter how obscure. Side hustles, cryptocurrency, bankruptcy, house flipping, stock trading, and anything that can affect your daily personal finance are all on the table. So let’s get started.